Estate planning ensures that your assets are distributed according to your wishes upon your death. Peace of mind comes with knowing that your family and loved ones will be taken care of. Many people delay estate planning (and some people never get around to doing it). If you don’t do it, and if you die with no will at all, the government decides who gets your assets.
Without a doubt, life insurance is valuable protection provided by your employee benefit plan, but should it be the only life insurance coverage you have? Probably not, if you want to ensure you have sufficient long term protection to cover…
If you are an active investor, your investment holdings probably include many different asset classes. For many investors, diversification is a very important part of the wealth accumulation process to help manage risk and reduce volatility. Your investment portfolio might…
If you think your heirs are not quite old enough or prepared enough to discuss the wealth they will inherit on your death, you’re not alone. Unfortunately though, this way of thinking can leave your beneficiaries in a decision-making vacuum:…