Products and Services

Financial Security

Life Insurance

• Term Life Insurance
• Whole Life Insurance
• Universal Life Insurance

Health and Critical Illness Insurance

• Critical Illness Insurance
• Long-Term Care Insurance
• Complementary Healthcare
• Disability Insurance
• Accident Insurance

Corporate Insurance Solutions

• Key Person Insurance / Executive Insurance
• Funding Buy / Sell Agreements
• Maximizing Capital Dividend Account
• Minimizing Corporate Taxes
• Shared Ownership of Life Insurance Policies
• Life Insurance as an Alternate Investment

Specialized Planning Services

• Farm and Business Succession Planning
• Estate Planning
• Estate Equalization
• Corporate / Personal Charitable Giving
• Insured Annuities

Work with our Partners to Provide

• Life Insurance Policy Valuations
• Personal Health Spending Plans
• Medical Trusts
• Individual Pension Plans
• Employee Profit Sharing Plans
• Retirement Compensation Agreements

Group Insurance

Saving & Investment Products

Savings and Investments

• Guaranteed Deposits
• Guaranteed Investment Funds (Segregated Funds)

Registered Plans: RRSPs and RRIFs

• Registered Retirement Savings Plans
• Registered Retirement Income Funds
• Locked-In Retirement Accounts
• Life Income Funds
• Registered Education Savings Plans

Annuity Products

• Annuitiy Certain
• Life Annuity